01 May 2020

How have you been dealing with working from home, while your children (or even parents or spouse) are constantly getting your attention? Maybe you're constantly worried about your family's or even your own health too! Or maybe you're just miffed that you can't even go out for a haircut (like me)! Hopefully all the gentlemen look like this after MCO/Circuit Breaker It's tough isn't ...

31 Mar 2020

REITs
Don't you often find yourself getting asked by some "seasoned" investor saying, "I have REITs already why do I need to buy your products?" Annoying right? UGH You and I both know that REITs are not fail safe and it is as good as the property market in Singapore. Look at the situation now, all the hospitality REITs, retail REITs are taking a hit due to the decline in tourists an...

21 Feb 2020

Even if the times are bad, you can turn it around for you and your clients. This article is meant for financial advisors to better serve their clients in this uncertain time and help them better safeguard their finances. In the recent Budget 2020, it was revealed that the global economy will be facing a slowdown and even uncertainty. Singapore’s GDP is even predicted to be Negative 0.5%...

14 Feb 2020

“If your actions inspire others to dream more, learn more, do more and become more, you are a leader.” – John Quincy Adams, 6th President of The United States of America Somebody once told me (the world is gonna roll me), “When you turn back in times of trouble and your team is not behind you then you have failed as a leader”. To this day, I hold true to this statement. I make sure that...

30 Jan 2020

IDENTITY ISSUES One thing that stood out to me is how Financial Advisers liken High-Net-Worth Individuals (HNWI) to that someone who is out of their league. (S)he’s out of my league! https://i1.wp.com/www.heyuguys.com/images/2010/05/Shes-out-of-my-league-poster.jpg For the uninitiated, HNWI are a rather daunting presence. Too intimidating, too dazzling a creature to approach. For lac...

21 Oct 2019

https://unsplash.com/photos/xcVW_sFp4jQ Let us examine law firms. The practice of billable hours (hour-based billing) is one of many yardsticks used “to measure the relative productivity of a law firm, which is calculated by dividing a lawyer’s billable hours by the total hours worked”, according to the Law Gazette. In essence, it is the hourly rate billed directly to a client for tim...

17 Oct 2019

Prospecting as a financial sales professional is the hardest part of the sales process isn’t it? Instead of swimming around in murky waters, let us take a step back. Do you still feel your way through the darkness, guided only by your makeshift set of criteria to qualify prospects? Others keep pushing through, trying all possible means to convert every single prospect they come across, n...

01 Oct 2019

https://faizulridzuan.com/wp-content/uploads/revslider/about-faizul-banner/Speaker7944.png It is he, who knows how to navigate THE road to 3 million. Simply put, the pot of gold at the end of the rainbow, you and I have been chasing, since the beginning of time. Just who is he? All eyes are on him. Taking the property investing world by storm, is Faizul Ridzuan, the property whiz, nom...

12 Jul 2019

What is the motivation that drives you? Do you feel the lack of motivation to carry on sometimes? We love to play and relax, but working may not be the most exciting thing for most people. Work can be more fun and motivating if you turn your job into a “game”.   Similarly, for young children when they are playing, they focus on the game and not distracted by their sur...

03 Jun 2019

Who doesn’t love Raya? After fasting for 30 days in the month of Ramadhan, we look forward to celebrating Hari Raya Aidilfitri in Syawal. People joke about having a thin wallet after Raya because like any other celebrations, there are many expenses taking place during this time of the year; Raya outfits, duit Raya (Malay version of Ang Pao), travelling cost back to our hometowns, ope...
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